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The SAPS recorded a decrease of 1.9% in house robberies in the 2011/12 financial year; however, our comparison of claims data from the 2010/11 and 2011/12 periods shows that house robberies increased by 5.06%.
I cite the findings of the 2012 Victims of Crime Survey by Statistics SA, in saying that house robberies and break-ins are experienced and feared by a lot of South Africans.
In this year's survey, 1.5% of the respondents reported that they had been victims of a house robbery at least once in 2011, which was the reference period for the 2012 survey. House breaking was experienced by 5.4% of the respondents in the past year, compared to 4.5% in 2010.
House robbery was rated the most-feared crime by 50% of the survey participants and 46% perceive it to be the most common. The majority (59%) of households declared housebreaking to be the most common crime and 57% said it was the crime they feared the most.
Certainly, having their home invaded by criminals, whether in a robbery or burglary, is ranked high on South Africans' list of crime-related fears. It also remains a prevalent crime, which usually increases over the December period when a lot of people go away on holiday. Typically, we experience about a 10% increase in claims relating to house robberies and break-ins over the festive season.
With this in mind, we are urging people to be on guard and step-up security at their homes even if it means using their end-of-year bonus or dipping into their savings. The return on investment is a safer home.
Dial Direct recommends the following:
I would conclude by stressing the importance of having adequate home contents insurance in place.
Check that your home contents insurance is up-to-date and that the amount for which you are insured is adequate. It is a good idea to send an updated inventory list to your insurance provider before going away to ensure that all the goods you want insured are included.