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“Debt can be healthy and unhealthy. Healthy debt is the sort of debt that adds value to your life and is often asset-based, such as a student loan or a car. Unhealthy debt is mostly credit-based and consists of wants and not necessities such as branded gear, technology and thoughtless spending," says Clyde Parsons, BrightRock’s actuarial executive.
But debt is still debt and keeps you from saving for your future or having the money available to you to invest in financial products such as life insurance cover.”
Day-to-day tips on how to manage your money