Dr Andrew Golding

Chief Executive at Pam Golding Properties
Location:South Africa


Dr Andrew Golding, chief executive of the Pam Golding Property group, was originally in private practice as a General Practitioner on the Atlantic Seaboard from 1991 to 1996, after which he joined the family business as MD in 1996, followed by his present position.
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#BudgetSpeech2021: Tax relief, further fiscal consolidation welcomed

Apart from the commitment made to the urgent rollout of the vaccination programme, of comfort to debt-burdened consumers is the announcement...

By Dr Andrew Golding 1 day ago

Repo rate remains unchanged, still room for a further cut

While a further reduction to the interest rate would have been a bonus for aspirant first-time home buyers and existing homeowners...

By Dr Andrew Golding 21 Jan 2021

Where is the housing market headed in 2021?

After the worst economic downturn in decades, economic growth is still widely expected to show some positive growth of around 3% this year...

By Dr Andrew Golding 19 Jan 2021

Resilience of SA's housing market reflects ongoing aspiration for home ownership

Residential real estate, while also being impacted by the Covid-19 pandemic, has so far proven to be one of the more resilient sectors...

By Dr Andrew Golding 15 Dec 2020

Low interest rate, realistic pricing sustaining buoyant property market

What we are experiencing at present is a continued strong uptake in demand for residential property acquisitions around the country - particularly in the price band up to R3m...

By Dr Andrew Golding 20 Nov 2020

How lockdown has impacted property buying trends among SA's generations

The Covid-19 pandemic and lockdown has been a catalyst for highlighting the different characteristics - as well as the commonalities of preference - among various generations of home buyers...

By Dr Andrew Golding 3 Nov 2020

#MTBPS2020: All about creating confidence, positive sentiment in our economy

The minister of finance Tito Mboweni hit the nail on the head during the Medium-Term Budget Policy Statement (MTBPS) when he said that it is not only investors who need confidence, but also the average South African...

By Dr Andrew Golding 29 Oct 2020

Potential recovery scenarios as repo rate remains stable

The Monetary Policy Committee's decision to keep the repo rate stable was not entirely surprising, as the 300bps rate cuts for the year to date are still taking effect...

By Dr Andrew Golding 18 Sep 2020

Has Covid-19 triggered a fundamental shift in SA's housing market?

The near-universal lockdown of global economies earlier this year as governments attempted to contain the coronavirus is unprecedented...

By Dr Andrew Golding 18 Aug 2020

Home buyers responding to interest rate cuts

The further reduction of the repo rate by 25 basis points to an all-time low of 3.5% takes the prime interest rate down to 7%...

By Dr Andrew Golding 24 Jul 2020

#SupplementaryBudget: Prioritisation of infrastructure development, public-private partnerships key

Against the backdrop of ongoing measures to address the Covid-19 pandemic in South Africa, the Supplementary Budget 2020 highlighted several key aspects...

By Dr Andrew Golding 25 Jun 2020

Like economy, housing market recovery dependent on confidence, investment rebound

Indicating the severity of the current economic contraction experienced as a result of the Covid-19 lockdown, finance minister Tito Mboweni is expected to deliver an Emergency Budget on 24 June...

By Dr Andrew Golding 19 Jun 2020

Repo rate reduction further incentive for savvy home buyers

The announcement of a further reduction of 50 bps in the repo rate will have a positive effect on the residential property market, albeit deferred until potential buyers can begin transacting in earnest...

By Dr Andrew Golding 22 May 2020

Repo rate reduction will help ease economic pain post lockdown

In an unexpected but welcome announcement, the Monetary Policy Committee this week announced a further 100bps cut in the repo rate, reducing it to just 4.25%...

By Dr Andrew Golding 14 Apr 2020

Moody's downgrade: Room for further interest rate cuts

While anticipated, South Africa's downgrade to junk status by Moody's rating agency will be a further blow to the already weakened economy...

By Dr Andrew Golding 31 Mar 2020

Increased confidence in property expected as stock markets show extreme volatility

From a residential property market perspective, historically, recent international experience reveals that global economic shocks of this nature inevitably cause property transactions to taper off...

By Dr Andrew Golding 25 Mar 2020

#Budget2020: Adjustment in transfer duty threshold a welcome move

Apart from the tax reprieve announced by finance minister Tito Mboweni in the National Budget, good news for the property market is the adjustment of the threshold for transfer duty...

By Dr Andrew Golding 27 Feb 2020

Contained inflation made the case for an easing in the repo rate

With limited, modest growth anticipated for the year ahead, it is encouraging that the Monetary Policy Committee saw fit to reduce the repo rate by 25bps in order to help kickstart the economy and foster increased confidence among consumers who are feeling the pressure of ever-rising costs...

By Dr Andrew Golding 17 Jan 2020

2020 vision: Outlook and trends in the residential property market

Following another year of tepid economic growth, and with the latest round of load shedding further dampening the economy and expected to result in a Moody's downgrade early next year, where does that leave South Africa's residential property market?

By Dr Andrew Golding 12 Dec 2019

MPC decision on repo rate anticipated but disappointing

Against the backdrop of a persistently sluggish economy, subdued market confidence and lower-than-expected inflation, but with an eye on future inflationary impacts, global economic headwinds and the prospect of a Moody's downgrade, the Monetary Policy Committee's decision to hold the repo rate steady was anticipated...

By Dr Andrew Golding 22 Nov 2019

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