Results for home loan application

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6 reasons why you should pay a deposit when buying property
6 reasons why you should pay a deposit when buying propertyArticle

Mfundo Mabaso, head of growth at FNB Home Finance, shares six reasons why paying a deposit is important when buying property...

11 Sep 2020

Property market recovery: Shifts in renting to buying
Property market recovery: Shifts in renting to buyingArticle

As many challenges as Covid-19 has brought about, an equal amount of opportunities also exists...

Adrian Goslett 28 Aug 2020

How pre-qualifying for a home loan can support your offer to purchase
How pre-qualifying for a home loan can support your offer to purchaseArticle

There is a misconception that a 'pre-qualification' on a bond means you are guaranteed that a bank has approved a home loan up to a certain amount. This is not true. Nondumiso Ncapai Head of Product for Absa Home Loans explains...

Issued by Private Property South Africa 24 Aug 2020

South Africa's first eco home loan
South Africa's first eco home loanArticle

One of the key residential market trends in South Africa has been the move away from freehold homes into estate or complex living, largely because they offer increased security, and a sense of community...

Kerry Dimmer, Issued by Private Property South Africa 21 Aug 2020

Has Covid-19 triggered a fundamental shift in SA's housing market?
Has Covid-19 triggered a fundamental shift in SA's housing market?Article

The near-universal lockdown of global economies earlier this year as governments attempted to contain the coronavirus is unprecedented...

Dr Andrew Golding 18 Aug 2020

Property market holding steady in challenging times
Property market holding steady in challenging timesArticle

The continued rise in home loan applications since lockdown restrictions were eased at the start of June suggests that a modest market recovery is under way, especially at the lower end of the market...

Carl Coetzee 2 Jul 2020

House prices falling despite increased demand
House prices falling despite increased demandArticle

According to Multinet Home Loans, the bond originator has seen an unprecedented increase in home loan submissions since the Level 5 lockdown in April...

23 Jun 2020

Covid-19 lockdown: Early indications suggest property market recovery is likely
Covid-19 lockdown: Early indications suggest property market recovery is likelyArticle

Initial predictions regarding the future of the residential property market as a result of the Covid-19 lockdown painted a sombre picture...

Carl Coetzee 17 Jun 2020

Real estate, home loan industry performs better than expected
Real estate, home loan industry performs better than expectedArticle

Currently under Level 3 lockdown, every sector of the South African economy has felt the impact of the Covid-19 pandemic...

Shaun Rademeyer 1 Jun 2020

New fintech startup aims to shake up SA home loans industry
New fintech startup aims to shake up SA home loans industryArticle

Property finance expert Timothy Akinnusi has launched a digital home loan platform that aims to change the slow and cumbersome traditional home loan application process...

28 Jan 2020

#BizTrends2020: A new generation of homeowners emerge
#BizTrends2020: A new generation of homeowners emergeArticle

Millennials have been accused by some media outlets of "killing the housing market", due to their reluctance to buy property. Their hesitancy stems more from being unable to afford it than from an emotional state...

Andrew Price 17 Jan 2020

Proptech empowering first-time female homebuyers
Proptech empowering first-time female homebuyersArticle

According to Lightstone Property, the number of female property buyers has been steadily increasing since 2016‚ noticeably overtaking males and married couples...

21 Aug 2019

Property sector careers that could help reduce youth unemployment
Property sector careers that could help reduce youth unemploymentArticle

South Africa is facing a crisis of high and rising youth unemployment that could be addressed if the public and private sector join forces...

19 Jun 2019

Gen-Z really loves property, wants to own before 30
Gen-Z really loves property, wants to own before 30Article

It's Youth Month, when SA focuses on the 38% of the population aged between 18 and 35. But there are two distinct generations of consumers represented within that cohort, and they have very different ideas about real estate...

Rudi Botha 13 Jun 2019

Post-election Ramaphoria sees home purchase offers rocket
Post-election Ramaphoria sees home purchase offers rocketArticle

According to BetterBond CEO Rudi Botha, while interest rates have a big influence on the residential property market, in SA sentiment often plays an even bigger role...

27 May 2019

Prospects already looking up for SA home buyers
Prospects already looking up for SA home buyersArticle

Ahead of the medium-term budget policy speech and the SA Investment Summit this week, things are already looking up for home buyers and owners in SA...

Rudi Botha 22 Oct 2018

BetterBond CEO calls for rate cut
BetterBond CEO calls for rate cutArticle

Rudi Botha, CEO of BetterBond, believes that while real estate and construction are among the economic sectors that are currently doing best, both could really do with a helping hand from the Reserve Bank...

14 Sep 2018

Banks still bullish on real estate
Banks still bullish on real estateArticle

According to Rudi Botha, CEO of bond originator BetterBond, there has been a 4.2% increase in the number of bond approvals over the past 12 months...

3 Sep 2018

Points to ponder when buying your first home
Points to ponder when buying your first homeArticle

While buying your home may be one of the most exciting things you will ever do, there are many pitfalls that first-time homebuyers could fall into...

Issued by Private Property South Africa 17 Oct 2017

Older property buyers using equity to increase purchasing power
Older property buyers using equity to increase purchasing powerArticle

According to the latest statistics from BetterLife Home Loans, buyers over 50 are currently paying about twice as much for their homes on average, as buyers under 30, but only about 30% more on their monthly bond repayments...

6 Jun 2017

Are banks red-lining certain areas due to safety concerns?
Are banks red-lining certain areas due to safety concerns?Article

According to Hendrik Pieterse, manager of Leapfrog Property Group Eerste River, some banks are declining home loans in certain areas where others would grant a mortgage, based on safety concerns...

31 May 2017

It's crunch time for first-time buyers - BetterLife
It's crunch time for first-time buyers - BetterLifeArticle

According to Shaun Rademeyer, CEO of BetterLife Home Loans, the next six months are going to be a critical time for first-time homebuyers...

11 May 2017

BetterLife Home Loans CEO Shaun Rademeyer
Increase in number of home loans over R900k grantedArticle

There has been a substantial increase over the past 12 months in the percentage of home loans being granted for more than R900,000. This is according to latest statistics from bond originator BetterLife Home Loans...

13 Mar 2017

Shaun Rademeyer, CEO of BetterLife Home Loans
First-time home buyers should act sooner rather than laterArticle

The average home loan instalment has gone up by almost R700 a month – despite the fact that buyers are currently also paying much bigger deposits than they did a year ago...

30 Jan 2017

Could good things lie ahead for the local property market in 2017?
Could good things lie ahead for the local property market in 2017?Article

In the past, there has always been an uptick in the real estate market in April - after prospective buyers and sellers have reviewed their finances and had a look at what is on offer...

24 Jan 2017

South African consumers are much more prepared for buying a home
South African consumers are much more prepared for buying a homeArticle

According to the latest statistics from BetterLife Home Loans the average price of homes on which new bonds were approved in the financial year to end-February, rose by 6,3% to just over R1m...

18 Mar 2016

Nedbank and Green Fund partner to supply affordable green housing
Nedbank and Green Fund partner to supply affordable green housingArticle

Nedbank Corporate and Investment Banking (NCIB) and the Green Fund - which is managed by the Development Bank of Southern Africa (DBSA) - concluded an agreement to jointly fund the development of approximately 400 affordable green housing units in the Western Cape and Gauteng provinces...

25 Nov 2015

The ins and outs of home loan affordability assessments
The ins and outs of home loan affordability assessmentsArticle

Purchasing your first house is a big step and most people will have to apply for a substantial loan from a financial institution...

21 Oct 2015

FNB online tool a solution to manage property process
FNB online tool a solution to manage property processArticle

FNB has announced the launch of FNB Property Leader, an online property tool that gives step-by-step advice and solutions to manage the entire property process from buying to selling...

24 Jun 2015

How to apply for a bond when you're self-employed
How to apply for a bond when you're self-employedArticle

Banks are particularly cautious when assessing self-employed applications, due to the fact that their income fluctuates and cannot be guaranteed, and these individuals are understandably considered a higher risk than salaried persons...

Kathy East 24 Nov 2014

Ooba's new mobile app offering home loan info on the go
Ooba's new mobile app offering home loan info on the goArticle

Applying for a home loan? Bond originator Ooba has launched an innovative mobile application to simplify the home buyer and real estate agent's experience in the home loan application process...

14 Nov 2014

Q2 results reveal property prices still buoyant
Q2 results reveal property prices still buoyantArticle

The property market continues to show year-on-year growth, according to Quarter 2 (Q2) statistics recorded by oobas's first ever quarterly oobarometer.

15 Jul 2014

Ooba's guide to buying your second home
Ooba's guide to buying your second homeArticle

Buying a second home can be just as daunting a process as buying your first - and equally exciting too.

11 Jun 2014

Are market conditions hindering first-time buyers?
Are market conditions hindering first-time buyers?Article

Current market dynamics could be prolonging first-time buyers from taking the leap towards home ownership.

22 Apr 2014

All indicators point to the advantages of employing a bond originator
All indicators point to the advantages of employing a bond originatorArticle

Over 60% of the home loan applications today are submitted to the banks through a bond originator.

4 Apr 2014

All about interestArticle

When applying for a home loan, one of your most important considerations should be securing the lowest interest rate possible. And when the home loan is granted, you should do everything you can to reduce the term and the interest that you pay. These will save you a great deal of money in the long term.

8 Oct 2013

Continued strengthening in residential property pricesArticle

ooba's average purchase price has shown a year-on-year price growth of 8.3% to R905 20, while the first-time buyers' purchase price is showing a year-on-year increase of 4% to R686 176. Applications from first-time home buyers remain high, with 51.1% of ooba's intake of bond applications in August from this segment.

26 Sep 2013

Online services increase house sales
Online services increase house salesArticle

Property purchasing in South Africa is being driven by a younger generation that relies on the Internet for information, bond originator ooba said on Monday (13 May).

14 May 2013

ooba stats show good start to 2013Article

The latest statistics from ooba, South Africa's bond originator, show the average house price reached R894 510 in January 2013, up 5.2% from R850 589 in January 2012. Month on month, the average house price increased 3.4% from R865 164 in December 2012.

19 Feb 2013

Buying a house? Your credit rating is the most important assetArticle

If you're thinking about buying your first home, get your financial affairs in order as soon as possible. You need a clean credit record to secure a home loan.

5 Feb 2013

ooba reports highs despite tough conditionsArticle

ooba, South Africa's biggest bond originator, achieves record company performance despite the tough market conditions.

11 Dec 2012

Record home loan approvals for ooba
Record home loan approvals for oobaArticle

House prices continued to show a moderate year-on-year growth of 3.8% to R854 740 in October, according to the latest statistics from ooba, South Africa's biggest bond originator.

13 Nov 2012

Residential home prices are slowing down
Residential home prices are slowing downArticle

The latest statistics from ooba bond originator show a marginal year-on-year house price growth of 0.7% to R836 055 in August 2012 and a month-on-month decline of 1.3% from R846 863 in July 2012.

17 Sep 2012

Now is the right time for first-time buyers - oobaArticle

According to the latest statistics of the mortgage originator ooba, June was the 14th consecutive month of price growth for first-time property buyers, and the eighth consecutive month of growth in overall residential property prices. The average price paid by first-time buyers in June is up 13% to R682 042 from the same month the previous year, and 52% of the home loan applications received by ooba in June were from first-time buyers.

23 Jul 2012

Transformation in SA's real estate marketArticle

Statistics from BetterBond, which represent 25% of all residential mortgage bonds being registered in the Deeds Office, indicate that almost half of all home loan applications are now being made by black buyers, compared with only about 12% a decade ago.

16 Jul 2012

Banks approving more loans for housingArticle

South African banks are focusing on providing finance for the affordable housing market and Mail & Guardian reports that there has been a migration from renting accommodation to buying property, implying that the affordable housing sector could soon be booming.

20 Jun 2012

Conveyancing fraud seminar reveals increasesArticle

Senior members of the banking industry and the legal fraternity, recently came together to discuss fraud in the South African mortgage lending industry, which was co-hosted by Korbitec Property Division and GlenRand MIB.

15 Oct 2009

Standardbank.mobi launchesArticle

While most banks now offer cell phone banking, Standard Bank has upped the ante with a range of creative services which anyone with a wap-enabled cell phone can access via their new Standardbank.mobi site.

21 Apr 2008

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