Risk and Analytics Manager

We are seeking an experienced Risk and Analytics Manager to join our Risk & Analytics department. This is a strategic role that leverages data and analytics to drive customer strategies, optimize credit portfolios, and enhance overall company performance. The ideal candidate is highly numerate, analytical, and experienced in credit risk management, able to translate data insights into actionable strategies that meet Board expectations

Responsibilities:

• Support the team in achieving a balanced credit portfolio by accurately forecasting expected results.
• Develop and implement champion/challenger customer strategies to drive performance in line with company objectives.
• Monitor portfolio performance and proactively recommend changes to ensure KPIs are met.
• Investigate data integrity issues, test assumptions, and validate analytical results to ensure accuracy.
• Analyze the impact of strategy changes on account management and customer outcomes.
• Present findings and recommendations to senior stakeholders through reports and presentations.
• Forecast and monitor implemented strategies using statistical techniques.
• Project manage the implementation of strategy changes into live systems.
• Conduct coding and data manipulations as required (retailer experience preferred).
• Apply expertise in credit strategy, including IFRS9, credit rules, and risk registers.

Qualifications and Experience:

• Relevant postgraduate degree in mathematical or statistical subjects preferred; B. Com or Business Science degree acceptable.
• 8+ years’ experience in consumer credit analytics, with proven ability to implement solutions based on analytical findings.
• Deep understanding of the credit lifecycle; experience with revolving store cards or credit cards advantageous.
• Ability to work efficiently under both structured and unstructured environments.
• Experience in predictive analytics with a strong numerical and statistical background.
• Ability to monitor models and report results to the Board.
• Experience mentoring and supporting junior team members.
• Experience with SAS (Base, Enterprise Guide, or SAS Viya) strongly advantageous.
• Knowledge of SAS SQL or Python for analytics is an advantage.

The Reference Number for this position is NG61095 which is a Permanent, onsite role offering a salary of up to R1mil per annum salary negotiable based on experience. E-mail Nokuthula on nokuthulag@ e-Merge.co.za or call her for a chat on 011 463 3633 to discuss this and other opportunities.

Are you ready for a change of scenery? e-Merge IT recruitment is a niche recruitment agency. We offer our candidates options so that we can successfully place the right people with the right companies, in the right roles. Check out the E-Merge IT website www.e-merge.co.za for more great positions.

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Posted on 17 Feb 14:08, Closing date 18 Apr