Debt Solutions 4 U, the NCR-registered debt counselling practice (NCRDC2423), has been named in the Top 10 Large Debt Counsellors in the 2026 Debt Review Awards. It is the third consecutive year the practice has appeared in the Large category Top 10.
The organisers have published the list on the Debt Review Awards website, where the practice appears as “Debt Solutions 4U – powered by the Armani Group”. The 10 names are shown in alphabetical order. It is not a ranking. The Top 5 and the highest-rated practice in each category were announced at the Debt Review Awards Gala on 16 October 2026.
The Debt Review Awards are a peer review. The organisers say the Top 10 practices “were identified during the annual, industry-wide, Debt Review Awards Peer Review Process”, with credit providers rating debt counsellors in seven size categories. Practices are grouped by size so that a one-counsellor office is not measured against a national call centre. The Large category covers practices with more than 1,000 clients under management.
The organisers also note that results are subject to auditor review and that the lists may be amended as the audit proceeds.
The record
2023: Top 5 finalist, Medium category
2024: Top 10, Large category
2025: Top 10, Large category
2026: Top 10, Large category. Top 5 to be announced on 16 October
The other nine practices in the Large Top 10 are CreditSmart, DCGsa, DebtCare, DebtSafe, Debt Guidance, EZ Debt, Freemi Debt Counsellors, Liminal Debt Solutions and Meerkat. The biggest national firms are assessed separately, in the National and National Plus categories.
The name on the listing reflects the practice’s partnership with Debt Free with Armani, announced earlier in 2026. Van Der Linde Attorneys (VDL), the credit law firm on the practice’s legal panel, is among the 10 nominees in the awards’ category for attorneys representing debt counsellors.
Many debt counselling websites call themselves award-winning without saying which award, which year or where it can be checked. A listing is only useful to a consumer if it can be verified, and this one can, on the organisers’ own website.
It is also only one check. Before signing with any debt counsellor, search their NCRDC number on the National Credit Regulator’s register at ncr.org.za and confirm that the registration is active. Debt counselling fees are set by the NCR’s guidelines, so price is not what separates one registered practice from another. The practice’s full awards record, with a link to each year’s listing, is on its website.
Debt Solutions 4 U (DS4U) is an NCR-registered debt counselling practice based in Centurion, Gauteng, helping over-indebted South Africans regain control of their finances through debt review. It is a full member of DCASA and a listed member of the NDCA. It was a Top 5 finalist in the Medium category of the Debt Review Awards in 2023 and has been named in the Large category Top 10 in 2024, 2025 and 2026. The practice publishes the South African Financial Pressure Index (SAFPI) monthly at debtsolutions4u.co.za.
