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SnapScan useful for convenience purchases

1 Jul 2014

Using cellphones to make purchases at markets, restaurants and convenience stores is growing in popularity, particularly through SnapScan.

Convenience purchases are easy and quick using SnapScan or Pebble. Image: SMS Hockey Festival

Standard Bank's SnapScan application is a locally developed mobile app that allows customers and merchants to complete transactions using a QR code and a smartphone.

SnapScan can be downloaded from your smartphone's app store. You then link a card to your account and secure your card details using a unique PIN that must be entered each time a purchase is made.

SnapScan merchants have a SnapCode displayed at the till point. To pay, a consumer opens the app, scans the code with his smartphone, and enters the amount due.

Once the pay button is hit, the store will receive an SMS confirming payment.

It's a very fast and convenient process and not having to carry cash or a card makes it even more attractive. Merchants registered with SnapScan can be located by using the app's Merchant Finder function.

Absa's Payment Pebble, launched this year, is a merchant-held plug-in device that allows vendors to turn smartphones into mobile card machines.

The Pebble plugs into the audio jack of compatible smart devices and uses the world's first touch-screen PIN entry method.

Pebble enables vendors who may be attending to a problem at a house or delivering takeaways to accept card payments.

Arthur Goldstuck, a communications technology analyst, believes that South Africans should prepare for more innovative payment methods. He said that although Absa and Standard Bank are spearheading mobile payments their dominance will soon be challenged by other banks with other payment solutions.

Source: The Times via I-Net Bridge

Source: I-Net Bridge

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