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Under-insurance a risk for wealthy
Wealthy South Africans are at risk of being under-insured according to a recent survey of 20 000 valuations of buildings, contents, motor and home policies according to Christelle Fourie, managing director of MUA Insurance Acceptances.
She says that doing a full valuation at the inception of cover means that the insurer can provide a correct valuation and the client pays the correct premium for the insurance that they have. Fourie says it also improves claims handling and it removes the need for the insured person to prove ownership of the goods.
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