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Factors determining car insurance premiums

Insurance premiums aren't the same for everyone and there are good reasons for that. Broadly speaking, your insurer will calculate your risk of getting into an incident or the risk of the vehicle being stolen and assign a premium on that basis. People are all different, but many factors are common and can be used to reasonably determine a premium.

By Rory Judd

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Budget 2016: predictions and expectations

Time is slowly ticking as we wait for the clock to strike 14.00 on 24 February 2016. Certainly South Africa is in a very different position to just one year ago. Then, the rand was trading at R11.65 to the US dollar, the repo rate was at 5.75%, inflation was steady at 3.9%, and South Africa's growth prospects, as indicated by the International Monetary Fund stood at 2.1% for 2015.

By Tertius Troost

Bad debts may hurt credit retailers
Bad debts may hurt credit retailers

Credit retailers' share prices came under varying degrees of pressure in the wake of African Bank's warning over soaring bad debts. This has brought into focus the potential of credit retailers being vulnerable to higher levels of bad debt among borrowers.

Workers threaten indefinite Amplats strike
Workers threaten indefinite Amplats strike

Anglo Platinum (Amplats) workers have vowed to embark on an indefinite strike starting Friday (17 May) if management does not halt its plans to retrench 6‚000 employees.

By Samuel Mungadze

Lesotho Highlands scheme gets the nod
Lesotho Highlands scheme gets the nod

The R12bn phase two of the Lesotho Highlands Water Project (LHWP), which will secure a continued supply of water for SA and hydroelectric power for Lesotho, was approved in principle by the two countries this week.

By Linda Ensor

New tax act may attract litigation
New tax act may attract litigation

It may take a long time to bed down what the new Tax Administration Act means because there are a host of sections which could be subject to litigation, according to high court judge and government tax review head Dennis Davis.

Quick fix? Not for Astrapak
Quick fix? Not for Astrapak

Astrapak optimists are betting heavily on the new chief executive Robin Moore's ability to restore the troubled packaging firm to health. Reflecting this confidence, Astrapak is trading on a 75,5 price:earnings ratio despite a 61% fall in headline earnings per share for the year to February and a 90% fall in earnings over the past three years.

Hydrogen fuel cells to be made in SA
Hydrogen fuel cells to be made in SA

Government is aiming to drive up demand for platinum by developing hydrogen fuel cell technology, Science and Technology Minister Derek Hanekom said on Thursday (16 May).

Mondi to shut plants, cut costs
Mondi to shut plants, cut costs

Cutting costs is a hallmark of packaging and paper group Mondi and over the longer term it has paid off, as could be seen in its recent upbeat interim management statement.

Bricks and mortar for PIC's boss
Bricks and mortar for PIC's boss

The Public Invesment Corporation's (PIC) R62bn real estate portfolio, may be one of the most commanding jobs in the SA property sector.

SA motor trade sales up 5.1%
SA motor trade sales up 5.1%

Measured at current prices‚ South Africa's motor trade sales increased by 5.1% year-on-year in March according to data released by Statistics SA on Thursday (16 May).

Broiler producers roasted by low margins
Broiler producers roasted by low margins

Sovereign Food Investments‚ which has operations in the struggling broiler industry‚ lifted headline earnings 10% to 74.5c per share for the year to February due to a more profitable product mix‚ good agricultural and production numbers and a focus on cost controls.

By Edward West

Coface report highlights strain on SA's growth
Coface report highlights strain on SA's growth

The Coface Group, a worldwide leader in credit insurance, has released its latest report on South African growth prospects, taking into account the mining and export slumps. Overall, economic activity remains generally sluggish while upside risks to inflation have increased due to a weaker rand. Coface believes that this will persuade the Monetary Policy Committee to keep policy neutral over an extended period, with interest rates remaining unchanged for most of 2013. A reversal in policy easing is likely only late in the year or even in 2014.

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