This crisis had made and my wife feel like we are "exceptional" citizens,..we paid off our first house a , it was a cheap 50k Breckenridge real estate house we bought after college, we bought a new house within our means,..Paid off our college loans just 8 years ago,..we felt we could breathe freely after we paid them off! Now this crisis comes and its seem silly to us because we have always lived under the radar by saving money, we never strayed from the "we have to save" mindset and good lord it has paid off tremendously for breckenridge real estate now,..I thank my Dad for giving me those values. We have three kids and have been saving for their schooling for years now,..I am so glad i have this opportunity to teach my kids the Breckenridge real estate value of being frugal and financially responsible with real life scenarios!!!!