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Bonitas aims to make quality healthcare accessible to South Africans. We offer a wide range of products that are simple to understand, easy to use and give our members more value for money.
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Operational Performance award for Bonitas

Part of the recent Board of Healthcare Funders (BHF) Conference held in Cape Town, was the announcement of the Titanium Awards which benchmark industry excellence. The Awards recognise and reward medical schemes, administrators and managed care organisations, providing the best value to their members. Bonitas Medical Fund was presented with the Titanium Award for excellence in Operational Performance. 7 Jun 2022 Read more


The killer quintet

Two years ago, the Human Sciences Research Council (HSRC) and the Medical Council described the increase in non-communicable diseases (NCDs) as an 'emerging epidemic' and the 'biggest threat to South Africa's health'. 20 May 2022 Read more


Talking about TB...

Ten people die in South Africa every hour from tuberculosis (TB). It is and has always been, a serious public health issue that needs to be brought under control. Even though effective treatments are available and there has been considerable progress in fighting the disease - about 450,000 people develop TB every year. Dr Morgan Mkhatshwa, head of Operations at Bonitas Medical Fund, talks about the state of our nation in terms of TB, the leading cause of death in our country. 19 Apr 2022 Read more


10 tips for flu and Covid-19 vaccines

The seasons are changing and with winter on its way, which heralds the start of the 'flu season'. We chat to Dr Morgan Mkhatshwa, head of operations at Bonitas Medical Fund on why a flu vaccine is recommended, not just by the Scheme but also the World Health Organization (WHO). 31 Mar 2022 Read more


NHI - More questions than answers

In July 2019, the Minister of Health published a draft 'National Health Insurance Bill', which attracted a great deal of attention and the scrutiny hasn't stopped. Despite several engagements, the Department of Health (DoH) has failed to provide clarity or explanations on several key issues within the 'Bill', which are of major concern to all stakeholders. 28 Feb 2022 Read more


Covid - How and when might it all end?

Covid-19 has disrupted the world in so many ways, including the uncertainty of what the future holds. The Bonitas Medical Fund clinical and actuarial teams unpack some of the pandemic versus endemic terminology and offer scenarios for the future. 14 Feb 2022 Read more


All about boosters

As the Covid-19 pandemic waxes and wanes around the globe, it is universally accepted that as many people in the world as possible need to be vaccinated to develop immunity. Depending on which vaccine you received, you will either have had one or two initial vaccines doses and then, between two and six months afterwards are eligible for a booster. Kathy Malherbe speaks to Dr Morgan Mkhatshwa, head of operations at Bonitas Medical Fund, about Covid-19 immunity, vaccines, boosters and the way forward. 7 Feb 2022 Read more


Your pre-hospitalisation checklist

Waves of Covid-19 and the emerging variants meant that several elective surgeries were postponed to minimise the use of hospital beds and to avoid unnecessary exposure to the virus. As the number of infections decrease, surgeons and hospitals are catching up on the backlog of elective surgeries. 21 Jan 2022 Read more


Medical aids can't bear the brunt of hospital increases

Hospital admissions are one of the biggest cost drivers for any private medical scheme which is why the tariffs are under review and negotiated annually by Bonitas Medical Fund. If no agreement is reached, medical aid members will bear the brunt of high co-payments. 22 Nov 2021 Read more


Lockdown - Serving newly digitised consumers

The Covid pandemic has changed the way we communicate, consume information and news and how we engage with organisations. But most importantly, it has brought the importance of quality healthcare into the spotlight. 5 Nov 2021 Read more


Home-based care - There is no place like home

The shift towards home-based care was accelerated by the Covid pandemic. Although not necessarily always possible for Covid patients, the benefits of home-based care vs hospitalisation have been highlighted for both patients and their families for several procedures and illnesses. Dr Morgan Mkhatshwa, head of operations at Bonitas Medical Fund, says the scheme has a renewed focus on home-based as an alternative to in-hospital care, without compromising the health of its members. 18 Oct 2021 Read more


Redefining healthcare in 2022

As South Africa moves to Covid-19 adjusted Level 2 and vaccination numbers increase, access to quality healthcare remains a priority. Today, Bonitas Medical Fund announced its 2022 product line up offering. This includes the use of reserves to keep contribution increases lower, a Benefit Booster to stretch day-to-day benefits, a revised international travel benefit with payment for Covid tests and a contribution towards quarantine costs. There is also a renewed focus on preventative care, virtual consultations and plans that enable more South Africans to have access to affordable, quality healthcare. 21 Sep 2021 Read more


Performing in a pandemic: Bonitas announces healthy annual results

Bonitas Medical Fund reported its financial results for 2020, with significantly bolstered reserves of R6.1bn. Luke Woodhouse, chief financial officer of Bonitas says, "The Fund, which has 40 years' experience in the medical aid industry, had 333 141 principal members and total beneficiaries of 710,157 as of 31 December 2020. This accounts for 14% of the open scheme market, representing 8.3% of total market share." 5 Aug 2021 Read more


Covid hub drives education and vaccination

The third wave of Covid-19, which is predominantly the Delta variant, is having a major impact on our healthcare system with reports of hospital admissions being significantly higher than during waves one and two. "We can attest to this by the ongoing monitoring and analysis provided by our actuarial teams," says Lee Callakoppen, principal officer of Bonitas Medical Fund. "In 2020, we had a total of 8,111 members hospitalised due to Covid-19 as opposed to 7,815 over the past six months." 20 Jul 2021 Read more


Generics and biosimilars - champion cost-savers in the healthcare industry

It is common knowledge that healthcare costs rise exponentially and medical schemes have to find ways to reduce costs both for the medical scheme and its members. Kathy Malherbe spoke to Dr Morgan Mkhatshwa, head of operations at Bonitas Medical Fund, about generics and biosimilars and how they contribute towards reducing healthcare costs. 6 Jul 2021 Read more


NHI funding. It's complicated

Prof. Simon Nemutandani, president of the Health Professions Council of SA (HPCSA), recently proposed that: "The NHI should be taking over from medical aid schemes and all assets that sit under medical schemes must be transferred to NHI." This appears to be another attempt by the National Department of Health (NDoH) to acquire the reserves of private medical schemes to pay for healthcare in South Africa. 18 Jun 2021 Read more


Bonitas opens private vaccine sites

The first of Bonitas Medical Fund's 30 planned vaccinations sites opened in Roodepoort, Gauteng, last week, from which the fund anticipates initially administering approximately 440 vaccines per day. This was followed by Centurion and during the coming weeks we will be phasing in the rest of the of the 28 sites across all nine provinces. All our sites are subject to accreditation and the number of vaccinations administered will be dependent on how many we receive from the Department of Health (DoH). 26 May 2021 Read more


15 facts about the Covid vaccine

Although the vaccine rollout for healthcare workers has begun, myths and misinformation continue to circulate around its development, efficacy and just how the vaccine will help manage or mitigate the spread of the virus. We asked Lee Callakoppen, principal officer of Bonitas Medical Fund for 15 facts about the vaccine. 11 May 2021 Read more


Covid and flu - Should you still have the flu shot?

Dr Morgan Mkhatshwa, head of operations at Bonitas Medical Fund, unpacks the differences and similarities between 'flu' and Covid-19, how it affects your body and offers compelling reasons why you should consider getting the flu vaccine this year. 8 Mar 2021 Read more


New Head of Operations for Bonitas

Bonitas Medical Fund has announced the appointment of Dr Morgan Busuku Mkhatshwa as Head of Operations. 2 Mar 2021 Read more


The lowdown on Covid-19 test protocols

As South Africa finds itself starting to move out of the second wave of a Covid-19 outbreak, over eight million Covid tests have been carried out in the public and private sector since the start of the pandemic. 2 Feb 2021 Read more


Bonitas announces the lowest increase in 10 years - from 0%

Financially solid, younger new members, two new plans, virtual healthcare and a renewed focus on Managed Care for chronic diseases are just a few of the insights from the Bonitas 2021 product launch. 28 Sep 2020 Read more


Elective surgeries - the disruption, the trends and back to business unusual

On 9 September, South Africa recorded 1,990 new cases of the pandemic in 24 hours. The country has now slipped to the eighth worst affected nation in the world in terms of the number of Covid-19 infections. In spite of this, elective surgery has been given the green light and it's back to business - albeit with strict protocols in place to safeguard staff as well as patients. 15 Sep 2020 Read more


Masks and sanitisers for Tshwane schools

With Covid-19 lockdown restrictions easing and schools starting to open again, there is a growing concern around the safety of teachers and learners. Basil Manuel, President of the National Professional Teachers' Organisation of South Africa (NAPTOSA), has said although they wanted schools to reopen they were concerned about the protocols being followed. These include: wearing of face masks, physical distancing, sanitising and washing hands frequently. 7 Sep 2020 Read more


Bonitas preserves financial stability and reserves in a weak economy

Bonitas Medical Fund reported its financial results for 2019, announcing bolstered reserves of R4.3bn during extremely difficult trading conditions. The fund, which has 38 years' experience in the medical aid industry, had 338,751 principal members and a total of 722,943 beneficiaries as at 31 December 2019. This accounts for 15% of the open scheme market, representing 8.3% of total market share. 7 Aug 2020 Read more


Collaboration addresses the challenges of Covid-19

"Collaboration between all the stakeholders is the cornerstone of tackling the coronavirus pandemic," this according to Lee Callakoppen, principal officer of Bonitas Medical Fund. "This includes engaging both the public and private healthcare sector to find a way forward to address the challenges faced by South Africans. Negotiations, strategising and robust discussion with The Council for Medical Schemes(CMS), The Board of Healthcare Funders (BHF), hospital groups, healthcare practitioners and strategic healthcare service providers will enable us to find the best possible solution during this pandemic." 3 Aug 2020 Read more


Making sense of the numbers - cases, co-morbidities and costs

As the number of Covid-19 infections moves over 21,000, both public and private healthcare is going to be under constant pressure. The World Health Organization (WHO) says its Covid-19 data to date suggests that 80% of infections are mild or asymptomatic, 15% are severe infections, requiring oxygen and 5% are critical infections, requiring ventilation. 26 May 2020 Read more


Lifestyle diseases and coronavirus

As the number of Covid-19 infections moves over 16,000, the health minister, Zweli Mkhize, has expressed concern about the huge risk group of South Africans suffering from high blood pressure, diabetes and obesity. In other words, comorbidities. 19 May 2020 Read more


Everyday heroes, we salute you!

The world as we know it has changed. Covid-19 has had a profound effect on our country and its people. During lockdown thousands of essential services personnel have been at the frontline of activities critical to saving lives and others are keeping our country running. A video paying homage to all South Africans working during the coronavirus lockdown has been produced by Bonitas Medical Fund. It is dedicated to the 'unsung' heroes helping us fight Covid-19 and mirrors the 'Thuma Mina' sentiments of the president. 7 May 2020 Read more


Free virtual medical consultations for all South Africans

Bonitas Medical Fund announced that it has extended its free virtual medical consultations to all South Africans. This facility includes medical advice about Covid-19, other medical problems, the writing of prescription, where necessary and free delivery of chronic medication. 9 Apr 2020 Read more


Affordable healthcare in 2020

Medical aid may feel like a grudge purchase until you find yourself faced with a health issue, and unexpected and expensive medical or hospital costs. Unfortunately, healthcare inflation continues to outpace general inflation by about 5%. So, while consumers continue to struggle to make ends meet, medical aids need to explore ways to contain costs without compromising the level of healthcare offered to members. 30 Jan 2020 Read more


When you have a pain in the neck or back

Back pain is a common problem - 80% of us will experience an episode at some point in our lives. It is associated with many factors that vary from person to person but can be caused by an injury, a disc or joint problem, an irritated nerve root or poor posture. The pain might be acute or chronic but living with either can be debilitating. 26 Nov 2019 Read more


Medical Aid - Making the right choice

Private and public healthcare has been in the news lately and will continue to be a topic of discussion due to the Department of Health's proposed National Health Insurance (NHI) Bill, the Health Market Inquiry (HMI) report as well as the current socio-economic landscape. 29 Oct 2019 Read more


Membership growth and a weighted increase below double digits for Bonitas

A growth in membership, an increased emphasis on Managed Care, a range of enhancements for members and added value, are just some of the highlights from the Bonitas 2020 Product Launch. 25 Sep 2019 Read more


Medical aid non-disclosures: What you need to know

Honesty is the best policy, even when it comes to filling out your medical aid application forms. The consequences of non-disclosure can be devastating, from the costly repayment of claims to having your membership terminated. 21 Aug 2019 Read more


Bonitas annual results 2018 - Good vital signs

Bonitas announce healthy annual results 16 Jul 2019 Read more


Pregnancy and medical aid

Motherhood and pregnancy are times of great anticipation and joy. Each experience is unique but what is probably high on the agenda is that you have a trouble-free pregnancy, a healthy baby and also know and anticipate the costs involved for pre-natal check-ups and the birth. "Choosing the right medical aid is critical in ensuring the healthcare needs of you and your loved ones are taken care of. More so, when you're looking at expanding your family. For those who are on a medical scheme or wish to join one, here are some important points to consider when you fall pregnant," says Lee Callakopen, Principal Officer of Bonitas Medical Fund. 24 Jun 2019 Read more


With you from start to finish - with a 'bus' along the way

Main sponsor of The Comrades Marathon, Bonitas Medical Fund, has reiterated its support for the 25,000 runners, their families and beneficiary charities at this year's gruelling 'up' race with a number of initiatives to ensure they are there from 'start to finish'. 29 May 2019 Read more


New principal officer for Bonitas Medical Fund

South Africa's second-largest open medical scheme, Bonitas Medical Fund, has announced the appointment of a new Principal Officer. Taking up the reigns from 1 May 2019 is Mr Lee R Callakoppen. 7 May 2019 Read more


Bonitas - not another loyalty programme

Members of Bonitas Medical Fund will now have access to free lifestyle vouchers as well as discounted offers on gap cover and financial services products through the Fund's new multi-insurer platform. This is not another Loyalty programme. 1 Mar 2019 Read more


Pre-authorisation and payment: Do you know the difference?

Medical aid members know that pre-authorisation ahead of a medical procedure is always required but does pre-authorisation mean it's an agreement to pay in full? No, not necessarily. 1 Mar 2019 Read more


Fraud, waste and abuse - ubiquitous in South Africa

The BOSASA hearings and the corruption, racketeering and money laundering associated with it since 2000, have again highlighted the culture of fraud, waste and abuse in South Africa. BOSASA is a controversial group of companies on the West Rand of Johannesburg that secured a number of major tenders with the Government over the past decade. 12 Feb 2019 Read more


Medical tax rebates stable after budget speech

Private medical aid members can breathe a sigh of relief after the budget speech. Treasury has been hinting for a while that they were considering reducing of the medical tax credit to fund the National Health Insurance (NHI), fortunately it remains unchanged for the year ahead. 2 Jan 2019 Read more


Splitting up with your medical aid

Going through a divorce can be extremely harrowing and stressful, not just for the couple themselves but also for their children. And, given the divorce statistics released recently by StatsSA, divorce is on the increase. More than 25 390 divorce papers were filed in 2017, four in 10 divorces came from marriages that lasted less than 10 years and 55,6% involved children. 2 Jan 2019 Read more


10 tricky terms - Know your medical aid speak

Medical aid terms can be as difficult to decipher as your doctor's handwriting. That's why knowing medical aid speak is essential if you are going to understand your medical cover says Gerhard Van Emmenis, Principal Officer of Bonitas Medical Fund. 5 Nov 2018 Read more


Bonitas announces best financial results in 35-year history

Bonitas Medical Fund (the Scheme) reported a solid surplus of R730.20m for 2017, recouping the R16.9m deficit from 2016. Gerhard van Emmenis, Principal Officer of Bonitas, says, "2017 was an exceptional year for us in terms of financial results. This was largely due to several key cost-saving strategies and initiatives implemented during the 2016-2017 period." 25 Jul 2018 Read more


Comment on the NHI Bills presented by Health Minister, Dr Aaron Motsoaledi

Bonitas Medical Fund welcomes the draft amendment Bill to the end that it aims to make healthcare more accessible. 3 Jul 2018 Read more


Generic medicines - The cost-effective copycat

A hundred-million prescriptions are filled for generic medicines in South Africa per annum. This equates to 78% of the generics market opting for a far more cost-effective drug where the pharmacological effects are exactly the same as those of their brand-name counterparts. 29 May 2018 Read more


Mental health revisited

A staggering 450 million people world-wide have varying degrees of mental health problems. When you consider that HIV is considered a pandemic, with 35 million people infected, mental health issues, although not necessarily life-threatening, are a significant problem. 30 Apr 2018 Read more


The big four - know your numbers

'South Africa is heading for a disaster if the number of people living with chronic lifestyle diseases does not change.' That's what both the Human Sciences Research Council (HSRC) and the Medical Research Council warned two years ago. The Council described the problem of these non-communicable diseases as an 'emerging epidemic'. 26 Feb 2018 Read more


Medical aid waiting periods and late-joiner penalties: What. How. Why?

The world of medical schemes in South Africa is a very different one to 25 years ago. There are strict rules and regulations governing the industry, there to protect both the members and the financial sustainability of the scheme. Now is the time of year when medical schemes announce their annual increases and benefit changes. It means people re-evaluate their existing medical cover and opt for new schemes, new plans or join a medical aid for the first time. Gerhard Van Emmenis, Principal Officer of Bonitas Medical Fund, discusses some of the important membership rules and regulations. 26 Oct 2017 Read more


Holistic treatment and management of diabetes critical

As far back as 2013, The Minister of Health, Dr Aaron Motsoaledi, warned that a survey by the Human Research Council (HSRC) and The Medical Research Council highlighted that chronic lifestyle diseases in South Africa is an emerging epidemic. 21 Apr 2017 Read more


Medical funds and administration schemes

People who are on private medical aids are often unclear as to the difference between the administrator of the scheme and the medical aid scheme, and what the roles and responsibilities are. Gerhard van Emmenis, acting principal officer of Bonitas Medical Fund gives the lowdown on both entities and their role in delivering medical aid to members. 31 Mar 2017 Read more


Bonitas introduces first dedicated toddlers health advice line

Parenting is a joy but it can also be overwhelming and just a little daunting. There is no degree or diploma, you are simply launched into it and there's a steep learning curve. You instantly have a new life depending on you and, combined with sleep deprivation, the challenges of adjusting to being a parent and wanting to do the best for your child, you need all the help you can get. 30 Jan 2017 Read more