When you lend your car to someone, no matter who is driving, it’s your vehicle insurance that covers the driver, your car, and whatever Murphy has in store for them. This means that, if there’s an incident, big or small, it’s your policy that’s affected — even if the person driving your car has their own comprehensive car insurance on another car.
When someone borrows your car, what they are really borrowing is your car insurance. So, whoever borrows your car must drive by your (and your insurer’s) rules.
Stay in the driver’s seat when lending your car.<!>
Take the relationship to the next level.<!>
You’re the regular driver on your policy, but is your friend, partner, or child becoming a regular lender? Well, you might want to consider adding them as an occasional driver to your insurance policy and make lending them your cover official.
If your car is stolen while in the custody of your friend or relative and you have comprehensive car insurance with dotsure.co.za, you’ll be covered for the loss if the person driving your car at the time of the loss had your consent to use your vehicle.
You should have the same discussion with your friend about rules and regulations. You also need to ensure the vehicle is insured; otherwise, you might be left with huge bills or held liable if you’re involved in an accident.
Get a quote and get affordable car insurance, all online, in under three minutes. Visit dotsure.co.za for your obligation-free quote.
Dotsure Limited (Registration number 2006/000723/06) is a licensed non-life insurer and authorised financial services provider (FSP39925).